A critical step in finding the right home care for a loved one is knowing your options for paying for services. We will work together to decide what payment option will be the best for you. The most common ways to pay for non-medical in home care is private pay or “out of pocket” (cash, check, credit, or trust) ,long-term care insurance or the aide and attendance benefit for military veterans. Except for private pay, each of these payment sources have unique eligibility requirements and service limitations. In many cases, the right care solution for your loved one may require a combination of these payment sources. We can help you identify which of these options or combination of options is right for you.
Private Pay or “out of pocket”
Paying with personal funds gives you and your loved one the most flexibility when home care is needed.When using your own personal funds to pay for home care there are no restrictions and we can carry out the care plan as you wish.
Long-term Care Insurance
Long term care benefits can pay for in-home assistance with Activities of Daily Living such as bathing, dressing, incontinence care, toileting, eating and assistance with transfers in addition to things like meal prep, light housekeeping, transportation, medication reminders & more, in the comfort of their own home.
JC Senior Care will help our clients understand and process their Long Term Care Insurance claim. We may bill your LTC directly. In order to bill the insurance, clients complete a simple “Assignment of Benefit” form When we bill insurance on your behalf, we save you the effort of sending in documentation of care provided and waiting 30+ days to get reimbursed by the insurance.
Benefits for military veterans and their spouses
The Veterans Aide & Attendance Pension provides qualified veterans and surviving spouses, a pension that can help pay for at-home assistance with daily living activities such as bathing, dressing, transferring, toileting, light housekeeping, transportation, meal preparation and more.